In immediate danger? Call 999. Thinking about suicide right now? Samaritans - 116 123, free, 24/7.

Money worries

Debt and mental health feed each other, and ignoring it doesn't shrink it. Free debt advice exists, and the people giving it have heard it all before.

If money worries are making you think about suicide, talk to someone today. Samaritans are there 24/7.

Who can help

Free and confidential. The cards show what's open right now, in UK time.

Hours can change on bank holidays. See every service
Debt advice

StepChange

0800 138 1111

Free, confidential debt advice, with no judgement.

Struggling to cope, any time

Samaritans

116 123
Free, 24/7, every day of the year

For anyone struggling to cope. You don't need to be suicidal to call.

Prefer to text

Shout

Text SHOUT to 85258
Free, confidential, 24/7

A trained volunteer texts back. No calls, no talking out loud.

Information and next steps

Mind Infoline

0300 123 3393
9am to 6pm, Monday to Friday (not bank holidays)

Not a crisis line. Helps you find local services, treatment options and advocacy.

Suicidal thoughts, or worried about someone

CALM

0800 58 58 58
5pm to midnight, every day

Campaign Against Living Miserably. For anyone over 18 affected by suicide or suicidal thoughts. Phone, webchat or WhatsApp.

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Things that can help

  • Open the letters. Knowing the number is less frightening than guessing it.
  • You don't need to pay for debt advice. StepChange is free.
  • Tell someone you trust. Money shame keeps people quiet for far too long.